My answer to How do you feel about Australian banks?
Answer by Desmond Last:
I am an expert on how Australian Banks have used their power illegally over one individual with the support of the Financial Regulators. I was evicted from my home(s) without legal notice by the ANZ Bank. I was not served with a court notice and was never offered any payment arrangements.
Despite my complaints no action has been taken. The first I knew I was to be evicted for a default of only £3500 was when I was told to leave my home. They would not even let me pack my goods. This is what happened.
I was at my home 23 Boundary Street Darlington Sydney. I was writing a trauma Process for Police Officers and Military as part of my development of the United Nations.
There was a knock at the door. It was the Police and a Bailiff.
I was told that they had an eviction notice and I had to leave immediately. I was not allowed to pack any belongings. I left behind everything including 5 years of writing.
I had not been served a court order or any court documents.
I had not made any payment arrangements with the ANZ. I had only ever met with one ANZ person and she came to my house and said could I catch up with my mortgage – which I did.
I was only £3500 in default. Who would evict somebody for a default of £3500?
I was also evicted from my home in Suffolk Park which was £7000 in default. I was not told that I was being evicted from Suffolk Park.
They had an estate agent there in front of me that same day – with all my belongings in my home.
My car was worth $20,000 I could have sold it. Now I own the home in Suffolk Park outright but the ANZ said they could not find me and the NSW Guardian and Trustee took charge of it.
The NSW Guardian will not return my home and belongings to me unless I go to Court in Sydney to prove who I am. They are charging me $17,000 a year to rent out my home.
I made a complaint to the Financial Services Ombudsman (FOS) who said I have to go to court . This despite the fact that the ANZ lied and said they had made payment arrangements with me.
The FOS never replied when I said within their 30 day reply period that the ANZ had lied.
Why would I sit at home waiting to be evicted when I had a car I could have sold and made other payment arrangements? Why have the ANZ been allowed to act so obviously illegal? The ANZ also said I was forcibly removed. An outright lie- I left calmly they never even entered the house. Why lie?
I wrote to Malcolm Turnbull the Australian Prime Minister- who replied – 'There was nothing he could do'.
The other Australian banks know what happened to me – yet they allow the ANZ to act illegally.
I do not trust Australian Banks – that is what I think of them.